Florida Blue (BCBS of Florida): Cocaine Rehabs & Detox Centers in FL

Last updated on June 22, 2022

Does BCBS of Florida Cover Cocaine Rehab?

Cocaine is a highly addictive substance, and it’s easy for users to become addicted to the substance. Cocaine use and addiction are common in the state of Florida. Cocaine can also lead to drug overdose deaths. In the 2019 calendar year, 1,275 drug overdose deaths involved cocaine, and 2,400 deaths were caused by cocaine. ^{1 Page ii}

These statistics make cocaine the second deadliest drug in terms of overdose deaths, with fentanyl being the top cause of death.^{1 page 7} For many users, going to cocaine rehab is the best way to help overcome the addiction.

If you have a BCBS of Florida health insurance plan, you may be able to use it at 1 of the 502 substance use treatment centers in the state.^{2, search state of Florida} Every BCBS of Florida plan differs in levels of coverage and benefits offered. Be sure to check with your BCBS of FL plan representative to learn more about your plan’s rehab coverage details.

What Does BCBS of Florida Insurance Cover for Cocaine Treatment?

BCBS of FL is an independent licensee of BlueCross and BlueShield Association (BCBSA), making it 1 of the 35 subsidiaries that offer plans through BCBSA.³ The first Blues plan was offered to Floridians in 1945, and today, the nonprofit health plan model serves 6 million members.^{4 “Our Heritage”} Across the state, BCBS of Florida offers different types of plans, including plans for businesses, Medicare plans, and individual and family plans. ⁵ ^{“Discover the health insurance plan for you…”}

Since BCBS of FL offers plans across multiple markets, the number of plans and plan designs that may be available are countless. Not every health insurance plan will be the same. This means that your health plan may not cover cocaine treatment in full or partially at all of the 502 rehab centers in Florida.² These are some of the following common types of cocaine rehab that may be covered under your Florida BCBS plan:

Screenings and interventions. Providers and other mental health professionals may use interventions and screenings to determine a patient’s cocaine use or addiction and whether they have a cocaine addiction or use disorder.⁶
Detox. Many patients undergo detox, which is the process of ridding cocaine of their body’s system, as the first step of treatment.^{7, para 2} Detox is typically done in a medically supervised setting to help manage some of the acute withdrawal side effects.
Inpatient. Patients in inpatient programs live at the facility for the duration of their treatment, where they have access to 24/7 medically supervised care. Care could last from days to weeks to months and is typically determined by your provider.^{8 (How are behavioral therapies used to treat drug addiction?)}
Outpatient. Patients in outpatient cocaine rehab receive care 1 or 2 times a week. They’ll travel to a facility for outpatient programs, like group meetings or therapy sessions.^{8, (How are behavioral therapies used to treat drug addiction?)}
Behavioral therapies. Some of the care that may be offered during your cocaine rehab may involve behavioral therapies. These therapies help engage patients and incentivize them to change their behaviors, practice and maintain sobriety, and find out how to cope with life’s triggers without using cocaine.⁹
Treatment for co-occurring disorders. When a patient has both a mental illness and substance use disorder (i.e., a cocaine addiction), this combination is called a co-occurring disorder.¹⁰

Although these may be common treatment methods for cocaine addiction, they may not be right for you. They may also not be covered fully or partially by your Florida Blue plan. To find out what’s covered under your specific policy, call the number on the back of your insurance card.

What BCBS of Florida Does Not Cover for Cocaine Treatment

BCBS of Florida plans may limit coverage for cocaine treatment. This means that some elements of cocaine rehab treatment may not be covered. Specifically, elements that might not be covered by insurance include:

Non-medical amenities.
Holistic care services.
Recreation programs.
Food delivery.
Private treatment services.
Alternative therapies.

How Much Does Cocaine Rehab Cost?

The overall cost of cocaine rehab will vary. Elements of care that will directly affect the cost of your rehab stay and treatment primarily include the plan that you have and where you seek care. Most BCBS of FL plans have network requirements for coverage.

Using an in-network provider or a provider that is part of your health plan guarantees you cost savings because of the pre-negotiated, discounted rates.¹¹ Using an out-of-network provider or a provider that isn’t part of your BCBS of FL plan will likely mean higher out-of-pocket costs.¹¹

As such, whether a cocaine rehab center is an in- or out-of-network provider will affect the cost of your cocaine rehab. Additionally, the services offered, the intensity and length of services, and any amenities offered by the center will also affect the cost of your care. If the facility is a luxury rehab center, it may also increase the cost of your rehab stay.

Cost of Inpatient Cocaine Rehab

Inpatient cocaine rehab costs can vary based on where you seek care, the level of services you receive, and how long you’re in an inpatient or residential care. Your BCBS of FL plan may cover some or all of the costs associated with inpatient cocaine rehab. But if it doesn’t cover all of the costs or some of the costs, you may be responsible for paying for these costs out of pocket. Depending on where you attend rehab, you may have alternative payment options available to you, including scholarship or financing opportunities.

Cost of Outpatient Cocaine Rehab

Outpatient cocaine rehab costs will depend on what coverage your plan offers. Some plans may only cover a set number of visits, while others may just require check-ins or prior authorization for coverage. Knowing what your plan covers can help you keep your overall cocaine rehab costs as low as possible, as you’ll understand what to expect and what limitations your plan may set.

Cost of Cocaine Partial Hospitalization Programs (PHP)

Partial hospitalization programs (PHPs), also known as day programs, involve a patient spending a minimum number of hours per day, multiple days a week at a facility.^{8, Pg. 10, Para 1} Where you attend a PHP cocaine rehab program, how long you’re in care, and what other types of services you may be receiving will affect the overall cost of your treatment. You may be able to ask rehab facilities directly what a PHP may cost under your insurance plan to estimate what your costs may be.

Cost of Medication-Assisted Treatment (MAT)

A common treatment method that may be recommended to you as a patient in cocaine rehab is called medication-assisted treatment (MAT). With MAT, a patient is given prescription drugs to help manage or lessen their drug use.¹² BCBS of FL plans may provide prescription drug coverage, but there may be plan tiers and copays set in place that will affect how much you pay for treatment. To learn more about your prescription drug coverage, call the number on the back of your insurance card.

Cocaine Rehab vs. the Cost of Cocaine Addiction

Cocaine use and addiction cost the U.S. economy significant money every year. Specifically, the overall cost of illicit drug use, including cocaine use, is $193 billion.¹³ These economic costs include the cost of incarceration, lost productivity, and health issues.

Those with substance use disorders, including cocaine addiction, are more likely to develop other negative health problems. Some of these health problems include lung and heart disease, stroke, cancer, and mental illness—all of which are costly to treat.^{14 “The Impact of Addiction Can Be Far-Reaching”} This goes to show that, although the upfront costs of attending cocaine rehab may seem steep, the long-term costs of not getting control of your addiction may be higher and riskier.

What Length of Cocaine Rehab Does BCBS of Florida Cover?

While every person’s unique path to recovery varies, it’s often recommended that longer treatment times for cocaine addiction treatment are more effective. In fact, successful rehab is contingent upon patients remaining in treatment for an adequate length of time.¹⁵ Experts recommend that treatment lasts at least 90 days to maintain positive outcomes and reduce or curb a patient’s drug use.¹⁵

Despite this finding, it’s important to work with your mental health professional to determine the appropriate treatment length for you and your situation.

Beyond the recommended treatment length, it’s recommended that you check the coverage details of your insurance plan. This is because the length of treatment that may be recommended for your recovery may not be fully covered under your plan. To view the length of treatment times that may be covered, call the number on the back of your insurance card, log in to your BCBS of FL plan portal, or work with the rehab center directly.

Choosing Between BCBS of Florida Inpatient vs. Outpatient Cocaine Rehab Centers

Deciding between inpatient versus outpatient cocaine rehab centers is not always an easy choice to make. It’s also not one that you may be equipped to make on your own. Work with your mental health professional to review the aspects of inpatient and outpatient rehab care. For those who need more support or a focused environment, an inpatient rehab center, where you’ll live for the duration of your treatment, might be the best choice.

For those who may be further along in their journey but need help with accountability, an outpatient center may be right for you. For help choosing between the 2 options, work with your provider today.

How To Use BCBS of Florida Insurance for Cocaine Rehab

Using your BCBS of FL insurance for cocaine rehab may seem complex, but it’s relatively simple. First, you should work with your doctor to evaluate your cocaine use or addiction. Then, they can help refer you to a cocaine rehab treatment program or rehab facility and work with you to find a suitable recovery program.

After this, you’ll want to verify your insurance with the rehab center directly to make sure your insurance is covered by your plan. If not, you may want to look for another facility to help keep your healthcare costs low. Once you enroll in the program, the rehab center will often work with the BCBS of FL plan to coordinate your care and healthcare bills.

Cocaine Rehabs That Take Blue Cross Blue Shield Insurance

American Addiction Centers (AAC) has various rehab facilities around the country that provide drug and alcohol addiction treatment. If you have a Blue Cross Blue Shield insurance plan, the following AAC facilities accept Blue Cross Blue Shield for drug and alcohol addiction rehab.

AdCare Rhode Island: With various facilities located in Rhode Island, AdCare provides innovative, quality, and cost-efficient addiction treatment. Its integrated system of care offers an inpatient treatment center in North Kingstown and a network of outpatient offices throughout Rhode Island. AdCare’s continuum of care includes detox services, residential treatment dual-diagnosis treatment, intensive outpatient services, inpatient and outpatient services, and tele-health.
Desert Hope Treatment Center: Located in Las Vegas, Nevada, Desert Hope provides individualized care programs as well as offering a full continuum of care including detox services, residential treatment dual-diagnosis treatment, intensive outpatient services, and tele-health.
Greenhouse Treatment Center: Located in Grand Prairie, Texas, Greenhouse offers individualized treatment plans and many levels of care including detox services, residential treatment, dual-diagnosis treatment, intensive outpatient services, outpatient services, and tele-health, all in a luxurious setting with high-end amenities.
Laguna Treatment Hospital: Located in Orange County, California, Laguna is a chemical dependency recovery hospital that focuses on treating people who are medically compromised and need 24/7 oversight. Provided care includes detox services, residential treatment, dual-diagnosis treatment inpatient treatment, and intensive outpatient services.
Oxford Treatment Center: Located in Etta, Mississippi, Oxford offers gender-specific rehab while offering an opportunity to connect with nature and try new activities. Provided care includes detox, residential treatment, dual-diagnosis treatment, inpatient and outpatient treatment, intensive outpatient services, and tele-health, all with individualized treatment programs.
Sunrise House Treatment Center: Located in Lafayette Township, New Jersey, Sunrise House provides treatment for people suffering from substance abuse from a medical and holistic standpoint. With various evidence-based therapeutic interventions, personalized care is provided through detox, residential treatment, dual-diagnosis treatment, and outpatient services.

There are various treatment programs for individuals struggling with drug or alcohol addiction, so don’t give up if the first program you check out doesn’t meet your individual needs. There are rehabs near me that can provide the treatment you need. Check out the directory to find a list of facilities and programs. You can search by location and filter by Blue Cross Blue Shield insurance.

How To Find Cocaine Rehabs That Accept BCBS of Florida Insurance

If you or a loved one needs to find cocaine rehab near them in Florida, American Addiction Centers (AAC) is here to help. AAC is an industry leader in addiction care services. Our trained staff is here to help you verify your benefits and coverage, as well as find a quality, covered treatment facility near you.

AAC also has top-tier rehab centers across the country, including 2 centers right here in Florida. The Recovery First treatment center in Hollywood, FL, as well as the River Oaks location near Tampa, provide serene settings for patients to help them in their recovery from cocaine addiction.

To find out whether your BCBS of FL plan will cover care at 1 of the 2 AAC Florida locations, call our cocaine addiction helpline today. When you call, you’ll speak to a real person who can verify your benefits for you right while you’re on the phone. Get the care you need today. Call the hotline to get started.