Blue Cross Blue Shield of Mississippi Coverage for Opioid Detox & Rehab Centers

Opioids are a highly addictive class of prescription and illegal drugs, including oxycodone, heroin, fentanyl, codeine, and morphine.^{1 what are opioids?} Like many states, Mississippi has been dramatically impacted by the opioid epidemic. In 2022, between July and September, about 74% of suspected drug overdose deaths in Mississippi were opioid-related. ^{2 p.5 SUSPECTED DRUG OVERDOSE DEATHS}

Blue Cross Blue Shield of Mississippi understands the importance of fighting the opioid crisis and providing access to affordable healthcare, including rehab and addiction services.³ By partnering with different organizations and healthcare providers, BCBS of Mississippi reduces opioid prescriptions, provides access to tailored recovery and treatment programs and educates community members and professionals about opioid addiction.³

If you or a loved one is ready to embark on your journey to recovery, help is available. Hundreds of BCBS of Mississippi inpatient drug rehab centers and mental health professionals are available nationwide.⁴ Many facilities provide evidence-based therapeutic interventions like medical detox, behavioral therapies, and addiction aftercare.⁴

What Does BCBS of Mississippi Insurance Cover for Opioid Treatment?

Everyone is unique, and no one treatment will work for all.^{5 p.5 #5} That’s why several options for treatment are available through BCBS of Mississippi. Some, if not all, of the costs of many of these treatments may be covered under your BCBS insurance, depending on your specific policy. Different factors, like the treatment you need, the facility you choose, and the length of your treatment, can affect your coverage level.

Treatment for opioid addiction often requires a combination of medication-assisted therapy (MAT), behavioral therapies, and other addiction services to achieve long-term sobriety.^{6 Recovery is possible} Common treatment services covered by most BCBS of Mississippi policies include:

• Screenings and interventions. Medical professionals perform different screenings and interventions to better understand the severity of your addiction and recommend the best methods for effective treatment. ^{5 p. 18 How do we get more substance-abusing people into treatment?}
• Medical detox. Detox is a necessary step in effectively treating opioid addiction. When a person stops using opioids, harmful substances are eliminated from their body. Many medications used in treatment aren’t effective unless the person has completed detox. Healthcare professionals help patients through detox by providing certain medications to aid in the withdrawal process and stop cravings.^{5 p. 32 Types of Treatment Programs}
• Inpatient and residential rehab. Inpatient and residential rehab can be particularly helpful for people with severe addictions. They provide a safe space for you to live while in recovery and develop healthy coping skills, promoting long-term sobriety. Many standard programs last between 30 and 90 days, but some offer longer stays.^{5 p. 33-34}
• Outpatient rehab. Outpatient rehabs are a great choice for treating mild to moderate addictions. With care options like medical detox and behavioral therapies, you can still live at home while building coping skills to fight addiction triggers and prevent relapse.^{5 p. 35}
• Behavioral therapies. A combination of behavioral interventions and medication is often used to treat opioid addiction.^{6 Recovery is possible} Cognitive-behavioral therapy (CBT) effectively treats substance use disorder by helping patients change their behaviors and learn what triggers drug use.^{5 p. 10-11 What is drug addiction treatment?}
• Treatment for co-occurring disorders. When someone suffers from a mental health illness along with addiction, it’s called a co-occurring disorder or “dual diagnosis.”^{7 intro} Co-occurring disorders are very common, with almost half of the 21 million people fighting addiction also struggling with a mental illness.^{7 intro} Mental health professionals recommend treating both issues simultaneously for the most efficient results.^{7 what should I do}

BCBS of Mississippi has multiple PPO and HDHP plans for individuals that cover at least some portion of substance abuse treatment costs.^{8 Summary of Benefits and Coverage (linked plans)}  Blue Cross Blue Shield has improved prescription drug monitoring programs (PDMP) to limit opioid use and increased access to treatments like MAT.⁹ As the health insurance provider for every 1 in 3 Americans, all BCBS companies cover MAT. ³ Many opioid rehab centers nationwide accept BCBS of Mississippi.³

What BCBS of Mississippi does not cover for Opioid Treatment?

Most standard evidence-based treatments like pharmacotherapy and psychotherapy are covered under BCBS of Mississippi, but additional non-medical amenities likely won’t be covered. Like most insurance providers, Blue Cross Blue Shield of Mississippi decides whether to cover treatments based on factors like medical necessity and appropriateness of care.^{8 Summary of Benefits and Coverage (linked plans p. 5)}

Services that aren’t essential for effective treatment that are typically offered in luxury rehabs often won’t be covered under BCBS of Mississippi policies. Non-medical amenities and supplemental services like holistic care, food delivery, recreation programs, private treatment services, and alternative therapies can help your recovery journey but likely won’t be covered under most BCBS of Mississippi plans.

What Is Blue Cross Blue Shield of Mississippi?

The Blue Cross Blue Shield Association is dedicated to providing the highest quality healthcare to members across the nation. Blue Cross Blue Shield of Mississippi is an independently-owned branch of the Blue Cross Blue Shield Association, delivering excellent care to Mississippians through partnerships with healthcare providers, employers, and community leaders.¹⁰ Through these partnerships, BCBS of Mississippi provides evidence-based healthcare across care settings, offers tools and resources to employers and their employees, and develops community resources.¹⁰

BCBS of Mississippi healthcare plans, such as Blue Care Co-pay, Blue Health Savings, and Blue Care Coinsurance, offer different levels of coverage to individuals, families, and employers for healthcare services, including behavioral and mental health treatment.^{8 Summary of Benefits and Coverage (linked plans p. 5)}

How Much Does Opioid Rehab Cost?

Along with your specific health insurance plan, the treatment services and facility you choose contribute to the cost of opioid rehab. Care in an inpatient or residential rehab is often more expensive than outpatient rehab. Choosing a luxury or private rehab facility that offers supplemental accommodations and amenities will also increase the price of attending inpatient rehab.

The duration and intensity of treatment services will also affect how much you pay for opioid rehab. When treating addiction, individualized treatments are recognized as the best approach to meeting everyone’s unique needs. The severity of your addiction and how far you are in your recovery journey will influence the length and types of treatment recommended by your healthcare provider. As you spend more time in treatment costs will likely increase as well.

The following costs are estimated based on reported costs from different rehab programs and facilities. Contact the rehab center you’re interested in attending to find out specific prices.

Cost of Inpatient Opioid Rehab

The cost of inpatient rehab can vary drastically. A 2008 study found that a standard 30-day inpatient opioid program typically costs about $6,000. Luxury facilities with well-renowned mental health professionals can cost up to $20,000 for a 30-day program. Prices varied widely from $12,000 to $60,000 for longer stays of 60 to 90 days.^{11 p. 3.2 Cost band estimates table 2}

Cost of Outpatient Opioid Rehab

Outpatient rehab is often more affordable than inpatient rehab and can be a great starting point for people with mild to moderate opioid addiction. The 2008 study found a standard 3-month program to cost around $5,000, but if you attend a highly-acclaimed program, costs can increase to about $10,000.^{11 p. 3.2 Cost band estimates table 2} Your duration and frequency of visits to the facility will also influence how much you pay.^{11 p. 3.2 Cost band estimates table 2}

Cost of Opioid Partial Hospitalization Programs (PHP)

Partial hospitalization programs (PHP), or day treatment programs, provide similar services as inpatient rehabs but allow you to live at home and attend treatment daily. Prices for PHPs vary, but in a 2008 study, the average opioid PHP cost was between $375 and $500 weekly.^{12 results}

Cost of Medication-Assisted Treatment (MAT)

Medical professionals recommend treating opioid addiction with a combination of MAT and behavioral interventions like cognitive-behavioral therapy.^{6 Recovery is possible} Medications like naltrexone, methadone, and buprenorphine are used to normalize brain chemistry, prevent withdrawal symptoms, and reduce opioid cravings.^{6 Recovery is possible} MAT yearly costs range between $6,000 and $15,000 but can differ based on the type of medication prescribed and treatment duration.¹³

Opioid Rehab vs. the Cost of Opioid Addiction

Starting the journey to recovery can often be confusing, especially when figuring out how to pay for rehab. Yet the cost of opioid addiction will dramatically affect your finances and many critical parts of your life. Putting off treatment will only cause your addiction to progress and create more problems over time. Addiction can destroy relationships with loved ones, drain your finances, cause diseases and health problems, and endanger your life and the lives of others.

Opioid rehab may be difficult to afford, but compared to the cost of opioid addiction, it’s worth the investment. Understanding what’s covered under your BCBS of Mississippi insurance makes paying for opioid rehab attainable, helping you choose the best treatment.

What Length of Opioid Rehab Does BCBS of Mississippi Cover?

Everyone has different needs, but mental health professionals agree that longer treatment times are generally the most effective in promoting successful recovery.^{5 p.5 #5} Recovering from opioid addiction is often a long-term process that sometimes requires multiple episodes of treatment.^{5 p.5 #5}  Research shows that most people should remain in treatment for at least 3 months, but longer treatment times yield the best outcomes.^{5 p.5 #5}

If you’re wondering how long your BCBS of Mississippi plan will cover opioid rehab, call the number on the back of your insurance card or reach out to American Addiction Centers (AAC) for more information. Since there are so many different types of policies and tiers of coverage, the length of time covered under your BCBS of Mississippi insurance will vary based on your specific plan.

Choosing between BCBS of Mississippi Inpatient vs. Outpatient Opioid Rehab Centers

Many factors, like the severity of your addiction and your lifestyle, can play into choosing the best treatment option. Individualized treatment plans designed with your needs at the forefront are often most beneficial in promoting long-term recovery. ^{5 p.6 #8}

Outpatient programs may be a good choice if you have a mild to moderate addiction. Treatment in inpatient rehab can be beneficial for those with more severe substance use disorders, especially for opioid addiction.^{5 p. 16 How long does drug addiction treatment usually last?} Having 24/7 access to quality care and support from medical professionals aids in successfully treating opioid addiction.^{5 p. 32 Types of Treatment Programs} Fighting opioid addiction without medications and constant supervision may be difficult because of the intensity of withdrawal symptoms and severe mental health effects.^{5 p. 32 Types of Treatment Programs}

Specialized inpatient opioid programs allow you to foster relationships with people in recovery and give and receive support. You’ll be able to focus on getting better while holding each other accountable and celebrating wins together.

How to Use BCBS of Mississippi Insurance for Opioid Rehab?

Using your BCBS of Mississippi insurance for opioid rehab is simple and can help you afford the best program. Your primary care physician can assist you in finding a suitable rehab program covered under your BCBS of Mississippi insurance. Once you find a rehab center you’re interested in, reach out to them, and they can help verify your coverage.

How to Find Opioid Rehabs That Accept BCBS of Mississippi Insurance

AAC can verify your insurance coverage and help you find the best opioid rehab covered under your BCBS of Mississippi policy. Call our helpline to speak directly with an admissions representative who can check your benefits right while you’re on the phone. You can also chat with an agent online for more assistance. Every year, hundreds of people attend opioid rehab financed through BCBS of Mississippi.

AAC provides access to some of the leading treatment centers nationwide. Oxford Treatment Center is our top-tier facility in Etta, Mississippi, providing a unique blend of individualized, evidence-based treatments. With exclusive therapeutic services like art therapy, yoga, equine therapy, and music therapy, it’s a great place to relax in a serene environment while focusing on your recovery.

Fighting opioid addiction is difficult, but winning the battle is very possible with adequate support and resources. If you’re ready to seek treatment, AAC is here to help as you embark on the journey to recovery.

Rehabs That Take Blue Cross Blue Shield Insurance 

American Addiction Centers (AAC) has various rehab facilities around the country that provide drug and alcohol addiction treatment. If you have a Blue Cross Blue Shield insurance plan, the following AAC facilities accept Blue Cross Blue Shield for drug and alcohol addiction rehab.

• AdCare Rhode Island: With various facilities located in Rhode Island, AdCare provides innovative, quality, and cost-efficient addiction treatment. Its integrated system of care offers an inpatient treatment center in North Kingstown and a network of outpatient offices throughout Rhode Island. AdCare’s continuum of care includes detox services, residential treatment dual-diagnosis treatment, intensive outpatient services, inpatient and outpatient services, and tele-health.
• Desert Hope Treatment Center: Located in Las Vegas, Nevada, Desert Hope provides individualized care programs as well as offering a full continuum of care including detox services, residential treatment dual-diagnosis treatment, intensive outpatient services, and tele-health.
• Greenhouse Treatment Center: Located in Grand Prairie, Texas, Greenhouse offers individualized treatment plans and many levels of care including detox services, residential treatment, dual-diagnosis treatment, intensive outpatient services, outpatient services, and tele-health, all in a luxurious setting with high-end amenities.
• Laguna Treatment Center: Located in Orange County, California, Laguna is a chemical dependency recovery hospital that focuses on treating people who are medically compromised and need 24/7 oversight. Provided care includes detox services, residential treatment, dual-diagnosis treatment inpatient treatment, and intensive outpatient services.
• Oxford Treatment Center: Located in Etta, Mississippi, Oxford offers gender-specific rehab while offering an opportunity to connect with nature and try new activities. Provided care includes detox, residential treatment, dual-diagnosis treatment, inpatient and outpatient treatment, intensive outpatient services, and tele-health, all with individualized treatment programs.
• Sunrise House Treatment Center: Located in Lafayette Township, New Jersey, Sunrise House provides treatment for people suffering from substance abuse from a medical and holistic standpoint. With various evidence-based therapeutic interventions, personalized care is provided through detox, residential treatment, dual-diagnosis treatment, and outpatient services.

There are various treatment programs for individuals struggling with drug or alcohol addiction, so don’t give up if the first program you check out doesn’t meet your individual needs. There are rehabs near me that can provide the treatment you need. Check out the directory to find a list of facilities and programs. You can search by location and filter by Blue Cross Blue Shield insurance.