Cigna Alabama Insurance Coverage for Drug and Alcohol Rehab & Detox

Cigna Alabama: Rehab & Detox Centers in AL That Take Cigna Insurance

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Alabama has a population of just over 5 million1 and is a relatively small state at just over 50,000 square miles.1

Alabama residents struggle with drug and alcohol misuse just as any other state does. From a 2019 report, the following provides insight into Alabamian substance misuse:2

  • 17,555 people were admitted to a rehab treatment center for all substances.
  • There were 3,440 residents who went into a treatment center for alcohol misuse.
  • 5,786 people sought treatment for opiate misuse.
  • There were 870 people who went into a treatment center for misusing cocaine.
  • 3,707 people misused cocaine and subsequently sought treatment.
  • There were 3,231 people who went into treatment for amphetamine misuse.

If you are dealing with any type of substance use issue in Alabama, you can find at least 155 treatment centers in the state.3(pg.9) Many of these substance use treatment centers accept insurance such as Alabama Cigna. 3(pg.9) With Alabama Cigna insurance, you can be assured of coverage for mental health and substance abuse issues.4

Does Alabama Cigna insurance cover Inpatient Alcohol and Drug Rehab Centers?

Alabama Cigna substance abuse treatment coverage includes treatment for a range of substance issues and mental health needs.4 Whether you have been struggling with substances for a long time or just started misusing drugs, you can access Alabama Cigna insurance drug treatment programs for help on your journey.

When you contact an Alabama Cigna treatment center, an admissions navigator will verify the status of your insurance. They will let you know if your insurance is in network with the rehab facility. Alternatively, you can call the number on the back of your Alabama Cigna rehab insurance card and receive additional information about the details of your plan.

American Addiction Centers (AAC) is a leading addiction health provider in the United States. They offer information about Alabama Cigna rehabilitation centers. You can reach them in a variety of ways. You can call their hotline/helpline, communicate with an admissions navigator through the chat line, or fill out the form on this page.

What is Alabama Cigna?

Cigna has a long history of providing health insurance services to people across the United States.5 They are continually growing and offering healthcare solutions for members and expanding to new areas.5

In 2019, Cigna expanded to include 80 additional counties in 17 different states.6(top) This expansion included Alabama.6(mid) They are now offering MA PPO plans in 43 counties, which also includes some counties in Alabama. 6(mid) This new expansion should give members a wider range of in-network healthcare professionals. 6(mid)

What Substance Addiction Does Cigna AL Rehab Treatment Centers Cover?

Your Alabama Cigna substance abuse providers will assist you with whatever type of substance misuse issue you are dealing with. People in the United States struggle with a wide range of substances. Some common drugs that people use in the U.S. include:7

  • Alcohol.
  • Benzodiazepines.
  • Cocaine.
  • Crack.
  • Hallucinogens.
  • Heroin.
  • LSD.
  • Marijuana.
  • MDMA
  • Opioids.
  • Prescription drugs.

How Much Does Alabama Cigna Cover (Addiction Treatment)?

Before you begin Alabama Cigna addiction treatment, you can discuss the various treatment programs with an admissions navigator. They will be able to direct you to which program would be best suited for your needs.

At most Alabama Cigna health and rehabilitation centers, you can find a range of services meant to provide a continuum of care from beginning to end. Some people may begin their substance abuse rehab journey at the top level of care and work their way down to the least amount of care services. However, some people may be able to begin their journey at another level, depending on their particular needs.

Wherever you need to begin treatment, your Alabama Cigna drug treatment coverage should be able to take care of all or some of the following services:

Inpatient treatment program: An inpatient rehab program is a treatment program that is closely monitored and can provide you with the level of stability needed to get sober. During your stay in inpatient rehab, clinical staff will oversee your progress. There will be 24/7 monitoring of your condition to ensure comfort and safety. This program offers a deep dive into therapy work, delving into the intersection of addiction’s social, physical, and emotional impact. During treatment, you will stay in the rehab facility with others for an extended time that suits your needs.8(inpatient)

Partial hospitalization program (PHP): During a PHP, you also get a thorough level of care, with treatment being in a residential or hospital-like setting. Clinicians will guide the process of therapy and recovery. You’ll be in care for much of the day and return home at night.9(pg.10)

Intensive outpatient program (IOP): An IOP combines an outpatient program with more intensive therapy for well-rounded care. This takes place for several days and hours a week.10(p2-3)

Outpatient treatment program and therapy: An outpatient treatment program is designed for those who are on the mend, yet still benefit from therapy once or twice a week. During treatment at one of the Alabama Cigna rehab centers, you will get reinforcement to prevent relapse.11

Does Alabama Cigna Insurance Cover Mental Health Care Treatment Facilities?

Alabama Cigna insurance rehab may be necessary for both substance use and mental health disorders. These conditions often co-occur and benefit from dual diagnosis treatment.12(why is there) The connection between mental health and substance abuse is well documented, but the exact reasons are less sure. 12(why is there) Some of the potential causes of the two co-occurring include the following: 12(why is there)

  • Having mental illness may contribute to substance misuse and lead to a co-occurring disorder.
  • Substance use disorder can lead to a mental health issue.
  • Genetic factors can play a part in having co-occurring disorders, although family environment may be just as relevant.

Under the Affordable Care Act (ACA), insurance providers must provide members with essential healthcare benefits.13 This includes mental health and substance use services. Alabama Cigna insurance rehab centers that offer marketplace plans must abide by these mandates.13

How Long Does Alabama Cigna Insurance Cover Inpatient Alcohol and Drug Rehab program?

An Alabama Cigna drug treatment program can last for different lengths, depending on what rehab program you enter. The amount that your Alabama Cigna drug rehab program will cover may vary based on the type of plan you have and your policy specifics. You can check your plan information on the back of your card or by calling an admissions navigator at AAC for insurance verification.

Some common timeframes for specific treatment programs include the following:

  • Inpatient hospital-based treatment may last from 7 to 11 days.
  • Non-hospital residential rehabilitation may last from 30 to 90 days.
  • Therapeutic Communities (another form of inpatient treatment) can last from 6 months to 2 years.

What if my Alabama Cigna policy does not cover an Inpatient drug rehab program?

If you have tried to use your insurance for inpatient rehab, and it isn’t providing you with the coverage you need, you can check for other options at AL rehab facilities. Many Alabama Cigna drug treatment providers offer scholarships, financial aid options, and payment plans.

Additionally, rehabs that take insurance may offer a sliding scale fee, which is a reduced fee based on income eligibility. It’s vital to take advantage of whatever programs and options are available instead of pushing off your critical health needs.

Alabama Cigna In Network vs. Out of Network Inpatient Drug Rehab Centers

When beginning your journey for substance misuse, check to ensure the facility is in network with your Alabama Cigna insurance. In-network facilities will be able to provide the best rates because they are part of the insurer’s network. This means that they have a contract with them and can offer service at the contracted rate. If you get services at an out-of-network facility, you may incur fees.

How to find Alabama Cigna covered Inpatient drug treatment centers in AL?

American Addiction Centers (AAC) is here to facilitate the recovery process for you. You can reach out to the AL addiction hotline and speak to an admissions navigator now. Someone will guide you in finding the right treatment program and a facility near you.

AAC is a top-rated addiction provider, with locations throughout the U.S. They have a center near Alabama, Oxford Treatment Center, that offers an array of quality services for those struggling with substance misuse.

Will my insurance pay for treatment?
  • We’ll instantly check the coverage offered by your insurance provider.
  • You may receive treatment at one of our facilities at a reduced rate.
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