Cigna Pennsylvania: Rehab & Detox Centers in PA That Take Cigna Insurance

Pennsylvania is a beautiful state with over 13 million people.^{1, first paragraph} Residents enjoy a variety of activities, including hiking, biking, fishing, hang gliding, snowboarding, and more.^{2, first paragraph} However, many Pennsylvania residents also struggle with substance use.

Struggling with substance use can feel isolating, but the truth is that you’re not alone. In 2020, the Substance Abuse and Mental Health Services Administration (SAMHSA) found that 384,000 Pennsylvanians age 12 and over admitted to misusing prescription drugs in the past year, and 560,000 struggled with alcohol use disorder.^{3, p. 28 and 31, second paragraph on both}

Does Cigna Pennsylvania insurance cover Inpatient Alcohol and Drug Rehab Centers?

If you’re looking to break free from substance use, you know that a treatment program is your best option. But how can you pay for treatment?

Thanks to the Affordable Care Act (ACA), all long-term insurance plans are required to cover 10 essential health benefits, which include substance use and mental health treatment.^{4, fifth point} As a result, you can be confident that your Cigna Pennsylvania coverage will cover at least some of the cost of the substance use care you need.

Different Cigna plans have different benefits and limitations, so be sure to get the details of your plan before you commit to a program. You can call the number on the back of your insurance card or you can contact American Addiction Centers (AAC) anytime, day or night. We’re here to help you break free of substance use so you can live the life you truly want.

What is Cigna Pennsylvania?

Cigna is a health services company with over 190 million customers and patients around the world.^{5, first paragraph} They also have a workforce of over 70,000 team members who focus on being champions for customers and communities.^{5, second paragraph}

The company provides personalized healthcare solutions for members in order to address diverse health needs and promote wellness.^{5, third paragraph} They have contracts with 95% of all U.S. pharmacies and manage hundreds of Accountable Care programs dedicated to providing high-quality care at a better price for customers and healthcare providers.

What Substance Addiction Does Cigna PA Rehab Treatment Centers Cover?

People struggle with a variety of substances, and you can get treatment for almost any addiction. Some of the most commonly abused substances include alcohol, cocaine, heroin, meth, opioids, marijuana, prescription drugs, and more.^{6, table} If you struggle with these substances or others, it’s essential to get treatment as soon as possible.

Reach out to AAC any time of day or night. We’re here to help your review your insurance coverage and connect with treatment to help you break free.

How Much Does Cigna Pennsylvania Cover (Addiction Treatment)?

No treatment program works for everyone, so it’s important to have a personalized treatment plan designed by your doctor. Your doctor will ask about your substance use, triggers, home environment, and more. It’s important to be honest so you can get the care you need.

Some of the most common treatment options include:⁶

• Inpatient/Residential Rehab. Inpatient treatment is a supportive and structured form of care that provides around-the-clock supervision and medical support to individuals struggling with substance abuse. Inpatient care often includes a combination of group and individual therapy, as well as educational programs and medication management to address the unique needs and underlying issues of each individual.
• Outpatient Rehab/therapy. Outpatient treatment for substance use involves receiving care on a part-time basis while continuing to live at home and attend to daily responsibilities. This form of treatment typically involves attending counseling sessions and therapy appointments a few times a week and may also include medication management if necessary.
• Intensive outpatient programs (IOP). Intensive outpatient programs (IOPs) are a form of treatment for substance use that involves a higher level of care than traditional outpatient programs while still allowing individuals to live at home and attend to daily responsibilities. IOPs typically involve attending counseling sessions and therapy appointments multiple times per week for several hours at a time.
• Partial hospitalization programs (PHPs). Partial hospitalization programs (PHPs) offer a structured and intensive form of outpatient treatment for individuals struggling with substance abuse. These programs provide structured care during the day, but you go home at night. PHPs often include a combination of individual and group therapy, as well as medical services and treatment for co-occurring mental health disorders.

No matter what types of treatment are part of your recovery program, the most important thing is to finish your treatment process completely. It’s common to want to quit after you start to feel better, but it’s only by finishing treatment that you give yourself the best chance of long-term success.

Does Cigna Pennsylvania Insurance Cover Mental Health Care Treatment Facilities?

If you struggle with your mental health and substance use, you might feel especially alone in your fight. However, that’s far from true. In fact, 50% of those who struggle with substance use also have a mental health diagnosis, which is known as a co-occurring disorder.^{7, second paragraph}

The key with a co-occurring disorder is to get treatment for both substance use and your mental health at the same time because this gives you a much better chance of success.^{8, first paragraph}

Will your Cigna Pennsylvania insurance help pay for your mental health care as well as substance use? Yes, mental health treatment is one of the 10 essential health benefits required for all long-term insurance plans.^{4, fifth bullet} Cigna mental health coverage can help you get the integrated care you need to overcome substance use.

Each Cigna Pennsylvania health and rehab plan is different, so be sure you understand the specifics before you commit to treatment. You can call the insurer directly or contact AAC anytime. Our admissions navigators can verify your insurance in just a few minutes as they chat with you. We’re available online, by phone, or by filling out the form below.

You deserve freedom—reach out to us today.

How Long Does Cigna Pennsylvania Insurance Cover Inpatient Alcohol and Drug Rehab program?

How long is rehab? Everyone’s treatment program will be different, and some will be longer than others. However, research shows that most people need at least 90 days to make a significant change in their substance use habits, including quitting.^{9, fifth point} That’s why many initial programs are at least 3 months long.

Your doctor will work with you to determine the best length of time for your treatment process, which may include a combination of inpatient and outpatient care. The most important thing is that you commit to finishing the entire process so you can have the best chance at long-term recovery.

Different Cigna Pennsylvania drug rehab plans will have different requirements and limitations, so it’s important to understand those before you begin treatment. You can call Cigna to get the details or reach out to AAC by online chat, over the phone, or with the form below.

What if my Cigna Pennsylvania policy does not cover an Inpatient drug rehab program?

If you need drug treatment, but your insurance doesn’t cover the specific program you’re interested in, don’t worry—there are other options for paying for rehab.

Some rehab facilities offer scholarships or allow you to set up a payment plan. You can also borrow money from family and friends. It’s important to remember that getting treatment is worth the financial investment, as it can help you avoid serious legal and health problems in the long term.

Don’t wait to get the help you need—the sooner you start treatment, the better your chances for a full recovery.

Cigna Pennsylvania In Network vs. Out of Network Inpatient Drug Rehab Centers

As you look at different substance use treatment programs, you’ll notice that some are “in-network” with your Cigna Pennsylvania addiction treatment coverage, while others are “out-of-network.”

What does that mean? All insurance plans, including Cigna Pennsylvania, have a specific group of doctors and facilities that agree to treat plan members for a lower cost in return for the plan referring members to them.^{10, p.1 What is a provider network} This group of providers is known as the plan’s network.^{10, p.1 What is a provider network}

When you use providers inside the network, you save money on out-of-pocket costs and maximize the amount of coverage your plan provides.^{10, p.2, Why do some plans cover benefits…} However, many insurance plans offer no coverage at all outside the network.^{10, p.2, Why do some plans cover benefits…}

To make the most of your insurance coverage, you’ll want to choose a treatment center that’s one of the in-network Cigna Pennsylvania rehabilitation centers. If that’s not possible, don’t panic—as we mentioned before, there are other ways to pay for rehab as well.

How to find Cigna Pennsylvania covered Inpatient drug treatment centers in PA?

How do you know if a treatment center is in your insurance plan network? You can call your insurance provider or the treatment center directly to find out. Another option is to reach out to us here at AAC.

Our admissions navigators can review the details of your insurance and answer any questions you have about rehab. We’re committed to helping you get the care you need so you can break free from substance use, and we’re available 24/7.

It’s time for you to create a life you’re excited to live—a life free of substance use. We can help. Take the first step by contacting us today.