BCBS of Arizona Insurance Coverage for Drug & Alcohol Rehab Programs Near Me
- Access to licensed treatment centers
- Information on treatment plans
- Financial assistance options
Does BCBS of Arizona Insurance Cover Inpatient Alcohol and Drug Rehab Centers?
Living with drug or alcohol misuse is a challenging disorder to deal with. If you are considering seeking treatment for any type of substance misuse issue, then you may wonder how your insurance will play a role. You can access your Blue Cross Blue Shield of Arizona substance abuse treatment coverage to obtain inpatient treatment for a drug or alcohol issue. The first step in your journey to wellness is to find out what Blue Cross Blue Shield substance abuse coverage you have and how it can meet your needs for treatment.
If you have a rehab facility already selected, you can contact them directly, and they will verify your insurance coverage. If you aren’t sure where you want to go, you can still get information about Blue Cross Blue Shield addiction treatment quickly and easily in several different ways. You can reach out to American Addiction Centers (AAC), which has a large network of quality facilities that take Blue Cross Blue Shield of Arizona. AAC also offers online chat options and an SSVOB form you can fill out.
Finally, you can check the specifics of your plan by calling the number on the back of your insurance card.
How to find BCBS Of Arizona covered Inpatient drug treatment centers in AZ?
American Addiction Centers (AAC) works with many different insurance providers including BCBS Arizona. They also offer substance abuse treatment centers throughout the United States that are rated as top-quality facilities and that provide detox and treatment for individuals in need. When you reach out to the AAC helpline, they will immediately verify your Blue Cross Blue Shield of Arizona benefits for you.
Wherever you decide to go for treatment, you can have confidence knowing that several rehab facilities accept insurance such as Blue Cross Blue Shield of AZ. In 2020, 66% of substance abuse facilities accepted private health insurance, almost 50% accepted Medicare, and just about 75% accepted Medicaid.1(pg22)
What Is BCBS of Arizona?
Blue Cross Blue Shield of Arizona (BCBSAZ) is committed to providing health insurance and other related services to Arizonans. Their health services are aimed at getting people healthier by connecting them with necessary care and services.2 With more than 1.9 million customers, Anthem Blue Cross Blue Shield Arizona is a top health insurance provider in the area.2 This non-profit company is also an independent licensee of the Blue Cross Blue Shield Association,2 which has been in existence since 1929.3
How Much Does BCBS of Arizona Cover (Addiction Treatment)?
You may be wondering how much your Blue Cross Blue Shield of Arizona drug detox treatment will cover. Many people may be worried about insurance coverage and financial issues when going into a Blue Cross Blue Shield of Arizona insurance drug treatment program. For some people, financial matters may be pressing on their minds. The length of time your Arizona drug rehab covers will vary depending on the specific policy level you have. Also, each person needs varying amounts of time for their substance misuse detox.4 Some people may need to continue rehab throughout their lifelong journey to keep on the path of sobriety.4
An admissions navigator can advise you about what treatments are best for you and how long you may need to be in treatment. Some people in treatment go into residential treatment for an extensive amount of time, then go back to daily living. Others move between different levels of treatment to eventually live on their own without the aid of therapy. A professional can help guide you in what a good treatment program is for you.
Types of Addiction Treatments covered by Blue Cross Blue Shield of Arizona
Some of the treatment programs your Blue Cross Blue Shield of Arizona drug treatment may cover include:
- Inpatient or residential rehab: An inpatient treatment program will give patients 24/7 residential service. You will be surrounded by medical professionals who are experienced in dealing with substance misuse. You may receive medicated-assisted detox if it’s needed, and therapy is a big part of an inpatient treatment program.4(inpatient)
- Partial hospitalization program (PHP): During a partial hospitalization program (PHP), patients receive a mix of various therapy sessions. This therapy gives them the resources and tools to live in the outside world, which they will still do while at a PHP. However, they will spend most of their time in this hospital setting and then go to their residence at night. 5(partial)
- Intensive outpatient program (IOP): With an intensive outpatient program (IOP), patients gain a more intense form of therapy than the typical outpatient program. You will attend sessions several times throughout the week for several hours.4(outpatient)
- Outpatient treatment program and therapy: The least intense form of rehab is the outpatient treatment program. It incorporates many of the same tools as the other programs but is conducted less frequently than the other treatment levels. A patient may attend 1 or 2 times a week.4(outpatient)
Does Blue Cross Blue Shield of Arizona Provide Coverage for Inpatient Mental Health Treatment Facilities?
Mental health and substance misuse disorders can co-occur.6 This is referred to as a co-occurring disorder.6 This means that both conditions can occur simultaneously. The correlation between the 2 conditions is evident but what drives the connection is less obvious.6 Some people may self-medicate when they have a mental health disorder to soothe their symptoms.6
Other people use substances and due to the side effects and changes in the brain that occur end up with mental health problems.6 While any mental illness can co-occur with any substance, there are connections between what types of mental health disorders are common with substance misuse. According to the data, there is a strong connection between the following disorders and substance misuse:7
- Anxiety disorder
- Panic disorder
- Post-traumatic stress disorder (PTSD)
- Bipolar disorder
- Attention-deficit hyperactivity disorder (ADHD)
- Psychotic illness
- Borderline personality disorder
- Antisocial personality disorder
No matter what mental illness you have or how a co-occurring disorder manifests, you can seek help through Blue Cross Blue Shield of Arizona insurance rehab centers. It’s beneficial to combine treatment for both conditions versus treating each separately.6 That means you will need to find Arizona substance abuse treatment centers that provide co-occurring disorder treatment and therapy. Treating both conditions can assist you in being successful with relapse prevention.6
If you’re concerned about your Blue Cross Blue Shield of Arizona insurance rehab coverage taking care of both issues together, you need not worry. The Affordable Care Act (ACA) enacted mandates that help patients get the essential care they need.8 The mandate says that insurance providers must include benefits for mental health and substance misuse disorders.8
Does Blue Cross Blue Shield of Arizona Cover Addiction Treatment Therapies?
As you begin your journey to well-being and sobriety, you will be introduced to various forms of behavioral therapy.9 A BCBS of Arizona treatment center offers therapy programs that work to help you cope and prepare to live in a world without drugs. 9
Your Blue Cross Blue Shield Arizona therapy coverage will introduce you to the many therapies involved in a drug rehab program. An admissions navigator can discuss what types of therapies you are likely to participate in.
Some of the therapies that you may find at a BCBS of Arizona substance abuse treatment facility are as follows:
- Psychotherapy assists people with their emotions and behaviors by teaching coping strategies.9
- Cognitive-behavioral therapy is a type of psychotherapy that provides tools for overcoming triggers to use substances.4
- Multidimensional family therapy targets the family dynamic and delivers supportive counseling. 4
- Motivational interviewing encourages individuals to be motivated to enter therapy. 4
- Motivational incentives use positive reinforcement to help patients gain sobriety. 4
How Long Does BCBS of Arizona Insurance Cover Alcohol and Drug Rehab Programs?
How long you are in a Blue Cross Blue Shield residential treatment facility depends largely on your situation, needs, and advice of the therapist. Most people require at least 3 months in rehab to affect long-term change.10 However, for some people, the journey of inpatient rehab in Arizona is longer. They may switch to an outpatient program once they are done with inpatient. Every situation is unique. Consult with an admissions navigator to discuss a treatment regimen that works for you.
What If My BCBS of Arizona Policy Does Not Cover an Inpatient Rehab Program?
If your Arizona addiction treatment coverage does not take care of all the expenses for inpatient rehab, you can still consider other options. Don’t give up your plan for healing. You can check with any of the BCBS of Arizona rehabilitation centers for financial assistance, scholarships, or payment plans.
BCBS of Arizona In-Network vs. Out-of-Network Inpatient Rehab Centers
Health insurance providers, such as Blue Cross Blue Shield Arizona, have doctors, hospitals, and medical facilities that are in their network of providers.11 Being in the network simply means that they are in a contract with the health insurer and can provide necessary services for healthcare needs. 11 When you visit an in-network provider, you are working directly with the medical personnel who have contracted with BCBS of AZ to give the best rate possible.11 That means the services you get from these providers may be covered under your policy. 11
Out-of-network providers don’t have a contract, so you won’t get the same coverage when going to their facilities. 11
How To Verify BCBS of Arizona Coverage of Drug Rehab Centers?
If you’re ready to begin your journey to a new future and sobriety, you can reach out to American Addiction Centers (AAC) for guidance in taking that first step. AAC has top-rated, quality BCBS of Arizona rehab centers that are in Nevada, California, Texas, and more.
Discover the wide continuum of rehab services offered in AAC’s Las Vegas, NV location, Desert Hope Treatment Center. You will be surrounded by highly trained professionals who are positioned to assist you during your rehab journey. Call the helpline and talk to an admissions navigator who will verify your BCBS of Arizona insurance coverage while you wait. Seek treatment today.