Cigna Oklahoma Insurance Coverage for Drug and Alcohol Rehab

Oklahoma is a southern state with a population of about 4 million.¹ Best known for its natural beauty, history, and culture, Oklahoma is located in the Great Plains, surrounded by rolling hills and red rock mountains.² Many visit Oklahoma to experience its rich Native American history and cowboy culture.² Oklahoma has the nation’s most diverse terrain with unique cities like Tulsa, Norman, and, of course, Oklahoma City.²

The rise in addiction and overdose deaths continues to impact states across the nation, including Oklahoma. Between 2017 and 2019, 8.3% (or 267,000) of Oklahomans age 12 and older reported past-year substance use disorder.^{3 p.32} In 2020, there were 762 drug-related overdose deaths in Oklahoma.^{4 Oklahoma} Methamphetamine was involved in nearly 2 out of 3 overdose deaths in Oklahoma County in 2020.^{5 p.1 DRUG OVERDOSE FAST FACTS} Fentanyl also accounted for almost half of the unintentional drug deaths in 2020.^{5 p.1 DRUG OVERDOSE FAST FACTS}

If you or a loved one are ready to seek addiction treatment, many options are available in Oklahoma, even if you don’t have insurance.⁶ The Oklahoma Department of Mental Health and Substance Abuse Services offers access to prevention, treatment, and recovery resources through the Oklahoma Network of Care.⁶ If you’re a Cigna of Oklahoma member, some, or all, of the cost of addiction treatment could be covered under your insurance.

Does Cigna of Oklahoma insurance cover Inpatient Alcohol and Drug Rehab Centers?

Cigna of Oklahoma insurance covers inpatient alcohol and drug rehab centers as well as many other therapeutic interventions, like medical detox, behavioral therapies, outpatient services, and addiction aftercare. Your level of coverage differs based on factors like the type of treatment you need, the facility you choose, and the duration of your treatment. Depending on your plan, a portion, if not all, of the costs for substance use treatment could be covered.

You can contact the rehab center you’re interested in directly to find out what’s covered under your specific plan, or call the number on the back of your insurance card for more information. American Addiction Centers (AAC) can also verify your insurance for you. Reach out by online chat, by phone, or fill out the SSVOB form below for more information on your specific plan.

What is Cigna of Oklahoma?

Cigna is a global healthcare company that delivers top-quality, convenient health services.⁷ Cigna of Oklahoma is a branch of Cigna that provides a variety of affordable healthcare plans for individuals and families across Oklahoma.⁸ Different HMO, PPO, Medicare, and Medicaid plans with flexible options are available to accommodate all members.⁷ Many Cigna of Oklahoma plans offer a variety of benefits, including mental health and substance use benefits such as:⁹

• A behavioral health network of licensed mental health providers.
• Mental health services and follow-up case management services.
• Consultations, outpatient services, and referral services.
• Referrals to local community support groups, behavioral coaches, and online resources.
• Inpatient and outpatient treatment services, combined with follow-up case management services.
• Individualized coaching and support programs.

Cigna of Oklahoma prioritizes offering quality mental health and substance use treatment. Over a hundred in-network licensed therapists and rehabs are available in Oklahoma.¹⁰

What Substance Addiction Does Cigna OK Rehab Treatment Centers Cover?

Treatment for addictions to various substances is offered through Cigna of Oklahoma insurance, no matter which substance you’re misusing. Some common substances of abuse covered under Cigna Oklahoma insurance are:

• Alcohol.
• Cocaine.
• Heroin.
• Crystal meth.
• Opioids.
• Marijuana.
• Prescription drugs.

How Much Does Cigna of Oklahoma Cover (Addiction Treatment)?

The journey to recovery is different for everyone, and no one treatment will work for all.^{11 p.5 #2} That’s why several options for treatment are available to fit your specific needs.^{11 p.5 #2} Factors like the type of treatment you need, the duration of your treatment, and the center you choose to attend will all affect your level of coverage. Depending on your specific Cigna of Oklahoma plan, some, if not all, of the costs will be covered for:^{11 p. 32-37}

• Inpatient or residential rehab programs: People who struggle with severe addictions often benefit from inpatient or residential rehab. Inpatient programs are supportive, safe spaces where you live while in treatment. Most last between 30 and 90 days, but they can vary in length. Therapeutic interventions like medical detox, one-on-one counseling, and peer support groups are available to help you build new coping skills to help support long-term sobriety.
• Outpatient rehab or therapy: Outpatient programs are often a first choice for people with mild to moderate substance use disorder. With similar treatments to inpatient rehab, like therapy in individual and group settings, peer support groups, and counseling, you can continue living at home and tending to work or family responsibilities while seeking treatment.
• Intensive outpatient programs (IOP): IOPs are more rigid outpatient programs that require you to attend a certain number of times weekly while living at home.
• Partial hospitalization programs (PHP): PHPs, or day treatment programs, are facilities similar to inpatient rehab that require you to attend treatment for multiple hours weekly while living at home.

Does Cigna of Oklahoma Insurance Cover Mental Health Care Treatment Facilities?

Cigna of Oklahoma insurance covers mental health care. Under the Affordable Care Act (ACA), behavioral and mental health care are considered essential health benefits.¹² The ACA requires insurance providers to cover at least a portion of the cost of services for essential health benefits.¹² This means coverage for stand-alone heroin rehab and conditions like co-occurring disorders will always be offered by your Cigna of Oklahoma insurance.

Nearly half of the 21 million people struggling with addiction also have at least 1 mental illness.^{13 intro} Mental illnesses like anxiety, depression, bipolar disorder, schizophrenia, post-traumatic stress disorder (PTSD), and attention-deficit/hyperactivity disorder (ADHD) often coincide with substance use disorder.^{11 p.12}

The cause of co-occurring disorders or “dual diagnosis” differs from person to person, and it’s unclear whether one illness causes the other.^{13 does one cause the other} Self-medicating or using substances to relieve symptoms of mental health illnesses can result in addiction over time.^{13 does one cause the other} Addiction can also develop from the excessive, long-term use of drugs or alcohol.^{13 does one cause the other} Although onset is unclear, mental health professionals recommend treating co-occurring disorders at the same time to prevent relapse and promote long-term sobriety.^{11 p.26}

How Long Does Cigna of Oklahoma Insurance Cover Inpatient Alcohol and Drug Rehab program?

Everyone’s needs are unique, but mental health professionals agree that longer treatment times are the most effective in promoting long-term recovery.^{11 p.5 #5} Addiction recovery is often an extensive process that can require multiple attempts in treatment.^{11 p.5 #5} Research shows the amount of time you spend in recovery greatly affects your outcome.^{11 p.5 #5} Different factors, like the severity of your addiction and your specific needs, can affect how long you remain in treatment.^{11 p.5 #5}

Still, it’s recommended to remain in treatment for at least 3 months or longer to achieve significant results.^{11 p.5 #5} The more time you can spend focusing on your recovery and building coping skills, the better you’ll be able to handle difficult situations after recovery, reducing your likelihood of relapse. ^{11 p.5 #5}

Spending more time in treatment will also increase the costs. Since there are so many different tiers of coverage and types of policies, the length of coverage you receive will depend on your specific plan. If you’re wondering how long your Cigna of Oklahoma insurance will cover costs for treatment, call the number on the back of your insurance card, reach out to the rehab you’re interested in attending, or contact AAC for assistance.

What if my Cigna of Oklahoma policy does not cover an Inpatient drug rehab program?

It’s possible that the inpatient drug rehab program you’re interested in won’t be covered under your Cigna of Oklahoma policy. You shouldn’t let this stop you from getting treatment. Several other options are available to cover addiction treatment. Federal, state, and local organizations cover various treatment services, like inpatient rehab, outpatient programs, behavioral therapies, and addiction aftercare through grants, scholarships, and other financial aid. Possible options for coverage include:

• Government-funded programs: Block grants for high-risk and at-risk populations are offered through the Substance Abuse and Mental Health Services Administration (SAMHSA). Financial assistance is available for anyone struggling with addiction, especially IV drug users, mothers, and expecting mothers.^{14 What is a Block Grant?}
• State-funded rehabs and local assistance: Many state and local institutions provide scholarships to cover some or all of the costs of medical detox and addiction treatment programs.
• The Affordable Care Act (ACA): People with low or no income can apply for addiction treatment coverage through the Affordable Care Act.¹²
• S. Department of Veterans Affairs (VA): The VA provides financial assistance to Veterans struggling with addiction. You can receive coverage for services like medical detox, outpatient therapy, and mental health treatment, if eligible.^{15 What services does VA provide for Veterans with substance use problems?}
• Loans and financing: Banks and lenders specializing in financing treatment offer personal loans that can assist you in paying for your recovery. You can also use a private loan if you know someone who can fund your treatment.

Getting the help you need as soon as possible is vital to your health and sobriety. Instead of pushing it off for another day, learn more ways to pay for treatment.

Cigna of Oklahoma In Network vs. Out of Network Inpatient Drug Rehab Centers

Designated doctors, hospitals, and other specialists contracted through Cigna of Oklahoma to offer health care services are called in-network providers. Choosing an in-network provider guarantees that at least a portion of the cost for inpatient drug rehab centers and other treatment services will be covered by your insurance. Other fees like deductibles and copays will still apply, but if you choose a provider outside of your network, you’ll likely pay all costs out of pocket.

To find out whether a provider you’re interested in is in your network, reach out directly to the provider, call the number on the back of your insurance card, or contact AAC for more information.

How to find Cigna of Oklahoma covered Inpatient drug treatment centers in OK?

AAC can verify your insurance coverage and help you find inpatient treatment centers covered by Cigna of Oklahoma. Call our helpline to speak directly with one of our admissions agents, who can check your benefits right while you’re on the phone. You can also reach out for help through online chat. Every year, hundreds of people enter rehab financed through Cigna of Oklahoma.

AAC is home to some of the leading treatment facilities in the nation. Our facilities offer individualized treatment plans and specialized programs geared toward unique populations like the LGBTQ community, Christians, recovering mental health professionals, and Veterans. With high-quality evidence-based addiction care, you can customize your recovery journey with impressive amenities and accommodations and create a treatment plan that works best for you.

Some of our closest facilities to Oklahoma are:

• Oxford Treatment Center: This facility in Etta, Mississippi, provides a unique blend of evidence-based treatment options. With exclusive therapeutic services like music therapy, art therapy, equine therapy, and yoga, it’s a great option to focus on self-care while in recovery.
• Greenhouse Treatment Center: This spa-like luxury treatment center in Dallas, Texas, provides many options for care and specialized programs. With access to services for the LGBTQ community, Veterans, Christians, and recovering licensed mental health professionals, they understand that everyone has unique needs.

Having the peace of mind of knowing which costs for addiction treatment will be covered under your insurance makes it that much easier to begin your journey to recovery. If you’re ready to seek treatment, AAC is here to help you along the way. Contact us to learn more about your Cigna of Oklahoma insurance policy and find out more ways to pay for treatment.

Cigna Approved Rehab Centers 

American Addiction Centers (AAC) has various rehab facilities around the country that provide drug and alcohol addiction treatment. If you have a Cigna insurance plan, the following AAC facilities accept Cigna for drug and alcohol addiction rehab.

• AdCare Rhode Island: With various facilities located in Rhode Island, AdCare provides innovative, quality, and cost-efficient addiction treatment. Its integrated system of care offers an inpatient treatment center in North Kingstown and a network of outpatient offices throughout Rhode Island. AdCare’s continuum of care includes detox services, residential treatment dual-diagnosis treatment, intensive outpatient services, inpatient and outpatient services, and tele-health.
• Sunrise House Treatment Center: Located in Lafayette Township, New Jersey, Sunrise House provides treatment for people suffering from substance abuse from a medical and holistic standpoint. With various evidence-based therapeutic interventions, personalized care is provided through detox, residential treatment, dual-diagnosis treatment, and outpatient services.

There are various treatment programs for individuals struggling with drug or alcohol addiction, so don’t give up if the first program you check out doesn’t meet your individual needs. There are rehabs near me that can provide the treatment you need. Check out the directory to find a list of facilities and programs. You can search by location and filter by Cigna insurance.