Aetna Alabama Insurance Coverage for Drug and Alcohol Rehab Treatment

Alabama is the anchor of America’s deep south, with a population of about 5 million.¹ Known as Sweet Home Alabama and for Southern hospitality, Alabama is the birthplace of historical movements like the civil rights movement.² It’s also home to many firsts, like the world’s first electric trolley system and the first rocket to put humans on the moon.² Montgomery and the U.S. Space and Rocket Center are some of Alabama’s most popular places.²

Like many places nationwide, Alabama has seen a sharp rise in substance use and overdoses.^{3 intro} From 2017 to 2019, 13.7% (about 561,000) of Alabama residents 12 years or older reported using marijuana in the past month, and 5.1% (about 209,000) reported misusing prescription pain relievers.^{4 p. 25 +28} Almost 8% (310,000) of Alabamians reported substance use disorder in the past year, but only about 14,500 received treatment.^{4 p.32 + 33}

In 2020, there were 1,029 drug overdose deaths in Alabama.^{3 intro} Synthetic opioids, particularly fentanyl, accounted for nearly 80% of opioid-related overdose deaths in the United States in 2020.^{3 intro} The Alabama Department of Health has been working to address the opioid crisis by monitoring overdose deaths and expanding access to treatment.⁵

If you’re an Alabama resident struggling with addiction, many options for treatment services are available.⁶ As an Alabama Aetna member, some or all of the costs for addiction treatment services like medical detox, inpatient rehab, outpatient rehab, behavioral therapies, and addiction aftercare could be covered under your insurance.

Does Alabama Aetna insurance cover Inpatient Alcohol and Drug Rehab Centers?

Alabama Aetna insurance covers inpatient alcohol and drug rehab centers as well as many other addiction services. The level of coverage you receive will vary based on different factors like your specific insurance plan, the type of treatment you choose, and the duration of your treatment.

You can find out exactly what’s covered under your Alabama Aetna insurance by calling the number on the back of your insurance card. You can also reach out directly to the rehab center you’re interested in attending and provide information so they can check your benefits. American Addiction Centers (AAC) can also assist you with verifying your insurance. Reach out to us by phone, online, or fill out the SSVOB form below for assistance with checking your benefits.

What is Alabama Aetna?

Since 1853, Aetna has provided quality healthcare to members nationwide.⁷ Alabama Aetna is a branch of Aetna that serves many Alabama residents. Alabama Aetna offers different medical, dental, and pharmacy benefits for individuals, families, employer plans, and Medicare.^{6 Explore your plan options} Fully insured and self-insured commercial HMO and PPO Aetna products are available.^{9 intro}

Alabama Aetna understands how important it is to offer high-quality mental health and substance use treatment options. Alabama Aetna insurance may cover some, if not all, of the cost of several substance abuse treatment services. Many in-network rehab centers are available in Alabama that offer various options for addiction treatment.

What Substance Addiction Does Aetna AL Rehab Treatment Centers Cover?

Different treatment options are available depending on the substance you are misusing. Aetna of Alabama offers coverage for rehab treatment centers, no matter the substance. Common substances of misuse include:

• Alcohol.
• Cocaine.
• Heroin.
• Crystal meth.
• Opioids.
• Marijuana.
• Prescription drugs.

How Much Does Alabama Aetna Cover (Addiction Treatment)?

Alabama Aetna covers a portion, if not all, of the costs of addiction treatment services. Your level of coverage depends on different factors like the type of treatment you choose, the duration of treatment, and your specific insurance plan. Several treatment options are available to address the unique needs of those who need treatment. Some common services include: ^{10 p.32-37}

• Inpatient or residential rehab: If you have a severe addiction, inpatient or residential treatment may be helpful. They provide a safe, supportive space where you live while in treatment. Most programs last between 30 to 90 days, but longer treatment options are available. These programs offer medical detox, individual and group therapy, as well as family counseling, helping you develop healthy coping skills and prevent relapse.
• Outpatient rehab or therapy: For people with mild to moderate addictions, outpatient programs are a great place to start. You can continue living at home to take care of personal responsibilities while in treatment. Like inpatient rehabs, you’ll build coping skills to fight addiction triggers and promote long-term recovery.
• Intensive outpatient programs (IOP): IOPs are more rigid outpatient programs, and you can still live at home while attending. You’re required to visit the treatment center multiple times a week based on your schedule.
• Partial hospitalization programs (PHP): PHPs, also called day programs, allow you to live at home while seeking treatment. Similar to inpatient rehab, these programs are more immersive. PHPs require you to visit a treatment facility daily for multiple hours a day, at least 5 days a week.

Does Alabama Aetna Insurance Cover Mental Health Care Treatment Facilities?

Alabama Aetna Insurance covers mental health care. Often, if you’re struggling with a substance use disorder along with a mental health illness mental health treatment is necessary to properly address both issues.^{10 p. 26}

Co-occurring disorders or “dual diagnosis” are common, with almost half of the 21 million people fighting addiction struggling with a mental health illness.^{11 intro} Common mental illnesses that coincide with addiction include anxiety, depression, bipolar disorder, post-traumatic stress disorder (PTSD), and attention-deficit/hyperactivity disorder (ADHD).^{10 p. 12}

Although the onset of co-occurring disorders is unclear, mental health professionals agree that they should be treated in tandem. Some develop a mental health illness through prolonged alcohol or drug use, while others develop an addiction from trying to alleviate the symptoms of their mental health illness with drugs or alcohol.^{11 does one cause the other} Treating both illnesses at the same time encourages a complete recovery and lessens your chances of relapsing.^{11 what should I do}

Under the Affordable Care Act (ACA), behavioral and mental health treatment are considered essential health benefits.¹² The ACA requires health insurance companies to provide at least some coverage for essential health benefits.¹² This means that treatment for co-occurring disorders and stand-alone heroin rehab will always be covered under your Alabama Aetna insurance.

How Long Does Alabama Aetna Insurance Cover Inpatient Alcohol and Drug Rehab program?

Mental health professionals agree that longer treatment times are the most effective in promoting long-term recovery.^{10 p. 5 #5} Everyone is different, and one treatment won’t work for all, but the more time you spend in treatment positively affects your outcome.^{10 p. 5 #5} Addiction recovery is a long-term process that sometimes requires many episodes of treatment.^{10 p. 5 #5} Research has found that most people need at least 3 months of treatment for significant results, but longer treatments yield the best outcomes.^{10 p. 5 #5}

You may be wondering how long your Alabama Aetna insurance will cover inpatient alcohol and drug rehab programs. Like many insurance companies, Alabama Aetna caps the amount of coverage they provide for different services. Because there are so many different types of policies and tiers of coverage, the length of time covered under your Alabama Aetna insurance will vary based on your specific plan.

To find out more about your Alabama Aetna coverage, reach out to the rehab you’re interested in attending, call the number on the back of your insurance card, or contact AAC for more information.

What if my Alabama Aetna policy does not cover an Inpatient drug rehab program?

Sometimes the inpatient drug rehab program you choose won’t be covered under your Alabama Aetna policy. Don’t let this discourage you from seeking treatment. Many options for grants, scholarships, and other financial aid are available that you may be eligible for. Federal, state, and local organizations provide funding to assist with paying for different substance abuse treatment services in many forms, such as:

• State-funded rehabs and local assistance: Many state and local institutions offer partial or full coverage for recovery costs through scholarships. Each may fund different medical detox, addiction services, and treatment programs.
• Government-funded programs: The Substance Abuse and Mental Health Services Administration (SAMHSA) offers financial assistance for high-risk and at-risk populations. Block grants are available to those struggling with addiction. Anyone eligible can receive assistance. Mothers, expecting mothers, and IV drug users, are highly encouraged to apply.^{11 What is a Block Grant?}
• The Affordable Care Act (ACA): People with low or no income can apply for assistance through the ACA to help cover different addiction treatment services.¹²
• S. Department of Veterans Affairs (VA): The VA offers financial aid to Veterans suffering from addiction. They cover various services like outpatient therapy, mental health treatment, and medical detox.^{14 What services does VA provide for Veterans with substance use problems?}
• Loans and financing: You can apply for loans from banks and lenders specializing in substance use treatment financing to assist you with paying for your addiction treatment. If you know someone who can lend you the money, taking a private loan is also an option.

Finding the treatment you need is most important and shouldn’t be pushed off for another day. Learn more about ways to pay for treatment and start your journey to recovery.

Alabama Aetna In Network vs. Out of Network Inpatient Drug Rehab Centers

It’s important to choose a provider within your network when paying for treatment with Alabama Aetna insurance. Selecting an in-network provider ensures that at least a portion of the costs of treatment will be covered.

In-network providers are doctors, facilities, and other providers contracted to provide healthcare services through your insurance. When you choose from this list of providers, you’ll likely still have to pay fees like deductibles and copays. But if you choose a provider outside your network, you’ll often pay most costs out of pocket.

You can check whether a treatment provider is in or out of your network by calling the number on the back of your insurance card or reaching out directly to the rehab center you’re interested in attending. You can also contact AAC for assistance.

How to find Alabama Aetna covered Inpatient drug treatment centers in AL?

AAC can verify your Alabama Aetna insurance coverage and help you find the best treatment to accommodate your unique needs. Call our helpline to speak directly with a representative who can check your benefits right while you’re on the phone. You can also contact one of our agents through online chat for assistance. Every year, hundreds of people attend rehab financed through Alabama Aetna.

AAC provides access to some of the top rehab facilities nationwide. We understand that everyone is unique and has different needs. That’s why our centers offer individualized treatment plans and special programs. Many of our programs have exclusive accommodations and impressive amenities with treatment options like medical detox, inpatient rehab, outpatient services, alternative therapies, and peer support groups.

Oxford Treatment Center is our closest facility to Alabama that may be covered under your Alabama Aetna insurance. Located in the hills of Etta, Mississippi, this facility provides a unique blend of evidence-based treatment options with specialized and individualized programs. Its gender-specific programs allow people struggling with substance use disorder to connect with nature and try new activities while getting better. With exclusive therapeutic services, such as yoga, art, music therapy, and equine therapy, you’ll be able to focus on your recovery in a serene environment.

Starting the journey to recovery can be confusing, especially when figuring out how to pay for rehab. Knowing what’s covered under your Alabama Aetna Insurance can offer some relief and help you focus on other aspects of finding treatment. If you’re ready to seek treatment, AAC is here to help. Reach out to us by phone, online, or fill out the SSVOB form below to find out more about your insurance coverage and other ways to pay for treatment.

What Rehab Centers Take Aetna Insurance?

American Addiction Centers (AAC) has various rehab facilities around the country that provide drug and alcohol addiction treatment. If you have a Blue Cross Blue Shield insurance plan, the following AAC facilities accept Blue Cross Blue Shield for drug and alcohol addiction rehab.

• AdCare Rhode Island: With various facilities located in Rhode Island, AdCare provides innovative, quality, and cost-efficient addiction treatment. Its integrated system of care offers an inpatient treatment center in North Kingstown and a network of outpatient offices throughout Rhode Island. AdCare’s continuum of care includes detox services, residential treatment dual-diagnosis treatment, intensive outpatient services, inpatient and outpatient services, and tele-health.
• Greenhouse Treatment Center: Located in Grand Prairie, Texas, Greenhouse offers individualized treatment plans and many levels of care including detox services, residential treatment, dual-diagnosis treatment, intensive outpatient services, outpatient services, and tele-health, all in a luxurious setting with high-end amenities.
• Oxford Treatment Center: Located in Etta, Mississippi, Oxford offers gender-specific rehab while offering an opportunity to connect with nature and try new activities. Provided care includes detox, residential treatment, dual-diagnosis treatment, inpatient and outpatient treatment, intensive outpatient services, and tele-health, all with individualized treatment programs.
• Recovery First Treatment Center: Located in Hollywood, Florida, Recovery First treats substance use disorders by combining evidence-based therapeutic modalities with top-level care. Recovery First provides a personalized continuum of care including detox services, residential treatment dual-diagnosis treatment, intensive outpatient services, outpatient services, and tele-health.
• River Oaks Treatment Center: Located in Riverview, Florida, River Oaks treats substance use disorders through combining evidence-based therapies with world-class amenities. Provided care includes detox, residential treatment, behavioral disorder treatment, dual-diagnosis treatment, outpatient services, and tele-health, all with individualized treatment programs.
• Sunrise House Treatment Center: Located in Lafayette Township, New Jersey, Sunrise House provides treatment for people suffering from substance abuse from a medical and holistic standpoint. With various evidence-based therapeutic interventions, personalized care is provided through detox, residential treatment, dual-diagnosis treatment, and outpatient services.

There are various treatment programs for individuals struggling with drug or alcohol addiction, so don’t give up if the first program you check out doesn’t meet your individual needs. There are rehabs near me that can provide the treatment you need. Check out the directory to find a list of facilities and programs. You can search by location and filter by Aetna insurance.