Magnolia Health Mississippi (Ambetter) Insurance Coverage for Rehab and Detox Centers

If you or someone you know needs substance use treatment in Mississippi, you may have questions about whether your Magnolia Health insurance plan covers drug rehab. According to the Magnolia Health of Mississippi website, “All plans cover behavioral health treatment (such as psychotherapy or counseling), mental and behavioral health inpatient services, and substance use treatment.”^{1 (Mental health & substance abuse section, after completing enrollment form)}

For details about your Magnolia Health (Ambetter) Mississippi insurance coverage, you can contact your insurance company by calling the number on the back of your insurance card.

Rehab treatment centers can also help verify your insurance benefits. If you are considering receiving treatment at a specific facility, ask if you can provide them with your insurance plan information or a copy of your card, and they will be able to work with your insurance provider to determine what is covered.

Make sure to look for a treatment facility that is in-network with your insurance plan to make the most of your insurance benefits. You can find many in-network treatment centers in Mississippi by searching for “Substance Abuse and Rehabilitation” on the Ambetter Guide webpage. At least 6 substance use treatment providers are in-network in Mississippi, with many others located nearby in Louisiana, Tennessee, and Arkansas.

What Is Magnolia Health Mississippi (Ambetter)?

Magnolia Health is a subsidiary of Centene Corporation, a leading healthcare company that provides “cost-effective services to government-sponsored and commercial healthcare programs, focusing on under-insured and uninsured individuals.”^{2 (About Centene Corporation)} Magnolia Health serves Medicaid beneficiaries in the state of Mississippi.

The Centene Corporation has provided affordable and patient-centered healthcare solutions for more than 30 years. The company operates healthcare subsidiaries in all 50 states and serves one in 15 individuals across the country, making it the largest Medicaid managed care organization in the United States.^{3 (pg. 2, top)}

Centene is a leading care provider in 4 of the largest Medicaid states: California, Florida, New York, and Texas.^{3 (pg. 2, top)}

What Substance Addiction Does Magnolia Health Mississippi (Ambetter) Cover?

Treatment centers that are in-network with Magnolia Health Mississippi (Ambetter) can treat a variety of substance use disorders, including alcohol addiction, cocaine addiction, Fentanyl addiction, heroin addiction, meth addiction, opiate addiction, and co-occurring mental health disorders.

What Does Magnolia Health Mississippi (Ambetter) Insurance Cover in Addiction Treatment?

Depending on the details of your individual insurance policy, your insurance plan may cover some or all the treatment you require. This may include inpatient or residential rehab, outpatient rehab, intensive outpatient programs (IOP), and partial hospitalization programs (PHP).

The exact services covered and the amount covered will depend on the specifics of your individual health plan, as well as the type of treatment provided. For example, you may have to pay out-of-pocket for inpatient treatment until your deductible is met, and then your insurance plan will cover a certain percentage of the bill. For outpatient services that do not require an overnight stay, you may only have to pay a copay, as you would for a regular doctor’s appointment.

For any questions regarding your individual insurance benefits, you can always contact your insurance company.

Does Magnolia Health Mississippi (Ambetter) Cover Mental Health & Co-Occurring Disorder Treatment?

Under the Affordable Care Act, insurance providers are required to provide coverage for mental health care and treatment. Both drug rehab treatment and treatment for co-occurring mental health disorders fall under this mandate. All Ambetter plans cover behavioral health treatment, such as psychotherapy or counseling, along with substance use treatment.¹

Many individuals with a substance use disorder are also diagnosed with a mental health disorder. This is referred to as dual diagnosis, or a co-occurring mental health disorder. According to the Substance Abuse and Mental Health Services Administration (SAMHSA), more than 9 million American adults have co-occurring mental health disorders and substance use disorders.⁴

When 2 or more disorders are present, it’s important to treat both at the same time. SAMHSA reports that dual diagnosis treatment leads to better outcomes, including reduced substance use, improvement in psychiatric symptoms, improved quality of life, decreased hospitalization, fewer medication reactions, and fewer arrests.⁵

If you or your loved one has both a substance use disorder and a mental health disorder, it’s important to look for a facility that specializes in dual diagnosis treatment and employs healthcare staffers who are specially trained to treat both the emotional and physical aspects of mental and substance use disorders.

How Long Does Magnolia Health Mississippi (Ambetter) Cover Inpatient Alcohol and Drug Rehab Programs?

The more time spent in substance use treatment, the better the outcome. The National Institute on Drug Abuse reports that most individuals with substance use disorder require at least 3 months of focused treatment to significantly reduce their drug use.^{6 (#5)}

However, no single approach to treatment is right for everyone, and each person’s needs are different. A reputable treatment facility will conduct a thorough intake assessment and use this information to develop a personalized treatment plan, which will help determine the recommended length of treatment.

Factors that may influence this treatment plan can include the specific substances used, how long the substance use disorder has lasted, whether any co-occurring disorders are present, and whether you have received treatment for substance use in the past. Your treatment plan should be regularly reviewed and revised as needed as you progress through treatment.

After receiving your personalized treatment plan, you should review your insurance coverage to see what your policy will cover. Because Ambetter provides many different types of policies and levels of coverage, the type of treatment and length of time covered by your policy will depend on the details of your specific plan. You can review your individual coverage at any time by calling the number on your insurance card.

What if My Magnolia Health Mississippi (Ambetter) Policy Does Not Cover an Inpatient Drug Rehab Program?

If your treatment plan includes something that is not covered by your insurance policy, or if you first must meet your deductible before your policy will provide coverage, you may have other options available to you. Talk to your treatment facility about your options for financial assistance. Some treatment centers may offer a discount for patients who are paying cash or may have payment plans available. You may also want to look for scholarship opportunities, which may be available through community organizations such as churches or charity organizations.

Don’t postpone treatment due to the associated cost. Many treatment facilities will work with you to make sure you get the care you need at an affordable cost. Typically, the cost of undergoing substance use treatment is less than the cost of continuing to live with a substance use disorder. Postponing care can lead to missed work or job loss, ongoing health issues, or legal problems, in addition to strained or damaged relationships with family members and other loved ones.

Magnolia Health Mississippi (Ambetter) In-Network vs. Out-of-Network Inpatient Drug Rehab Centers

Choosing a treatment facility that is in-network with your insurance provider will help lower the cost you have to pay out of pocket. When a provider or facility is in-network, it means they have agreed to charge your insurance provider a lower fee than you would normally pay for treatment.

Before entering treatment at any facility, check to see if they are in your insurance plan’s network. The treatment center will often inform you about and verify your benefits. You can also check for in-network providers on the Ambetter Guide webpage.

The exact amount you will have to pay will depend on the specifics of your insurance plan, but you can generally expect to pay far less when you choose an in-network provider. For example, you may only have to pay a $45 co-pay to see an in-network provider for an outpatient visit, while you would be responsible for 100% of the bill from a provider who is out of network. For inpatient treatment, you may have to pay only 50% of the cost after meeting your deductible, while you may be responsible for 100% of the cost for a facility that is out of network.

What Rehab Centers Take Ambetter Insurance?

American Addiction Centers (AAC) has various rehab facilities around the country that provide drug and alcohol addiction treatment. If you have a Ambetter insurance plan, the following AAC facilities accept Ambetter for drug and alcohol addiction rehab.

• Greenhouse Treatment Center: Located in Grand Prairie, Texas, Greenhouse offers individualized treatment plans and many levels of care including detox services, residential treatment, dual-diagnosis treatment, intensive outpatient services, outpatient services, and tele-health, all in a luxurious setting with high-end amenities.
• Oxford Treatment Center: Located in Etta, Mississippi, Oxford offers gender-specific rehab while offering an opportunity to connect with nature and try new activities. Provided care includes detox, residential treatment, dual-diagnosis treatment, inpatient and outpatient treatment, intensive outpatient services, and tele-health, all with individualized treatment programs.
• Recovery First Treatment Center: Located in Hollywood, Florida, Recovery First treats substance use disorders by combining evidence-based therapeutic modalities with top-level care. Recovery First provides a personalized continuum of care including detox services, residential treatment dual-diagnosis treatment, intensive outpatient services, outpatient services, and telehealth.
• River Oaks Treatment Center: Located in Riverview, Florida, River Oaks treats substance use disorders through combining evidence-based therapies with world-class amenities. Provided care includes detox, residential treatment, behavioral disorder treatment, dual-diagnosis treatment, outpatient services, and telehealth, all with individualized treatment programs.

There are various treatment programs for individuals struggling with drug or alcohol addiction, so don’t give up if the first program you check out doesn’t meet your individual needs. There are rehabs near me that can provide the treatment you need. Check out the directory to find a list of facilities and programs. You can search by location and filter by Ambetter insurance.

How Can I Check My Magnolia Health (Ambetter) Coverage for Inpatient Drug Rehab Centers in Mississippi?

Taking full advantage of your insurance coverage can help you get the treatment you need when you need it. If you need help making sense of your insurance benefits, call the helpline at American Addiction Centers (AAC) at . Our admissions navigators can check your insurance benefits immediately while you’re still on the phone. We help thousands of people every year access the treatment they need.

AAC is an in-network provider with Magnolia Health and offers many treatment facilities across the country, including in Mississippi. Our Oxford Treatment Center in Etta, MS, is a leading facility that provides top-quality care, including dual diagnosis treatment, safe medical detox, inpatient residential treatment, and intensive outpatient treatment. Contact us today to get started on the road to recovery.